About Us

Paul Moran MSc, CeMAP


Paul has 24 years experience within the Financial Services Industry and has held senior positions in Credit Risk, Business Operations, Business Development and Marketing teams.

During this time Paul has led a variety of multi disciplined projects including new scorecard development, product development, new business processing and acquisition, operational training, performance management and various product pilots.

Tracy Moran


Tracy has created, managed and developed the processes and procedures for several lending operations in the non standard unsecured, secured and mortgage lending markets. This includes creating and testing a unique satellite branch operation for an unsecured lender, developing secured and mortgage packaging businesses and running a Directly Authorised mortgage business as an approved person.

Graham Hockley 


A statistics graduate with 14 years Credit Risk Management experience in the Financial Services Industry covering Prime, Near Prime and Sub Prime sectors. Graham has an extensive Credit Risk background that has given him experience of many business areas including scorecard development, underwriting and acquisition strategies, collections and recoveries, debt sale/purchase, business set up, marketing and lead generation, account management and working with 3rd party data/software suppliers.